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Commercial Insurance

Downtown Charleston People's Building


We offer all Commercial Lines coverage including but not limited to the following:

Business Property
protect your commercial building and permanent fixtures as well as any business property
General Liability
cover your exposure to liability losses that result from business operations
Flood/Excess Flood
NFIP offers coverage up to $500,000 on commercial property but limits much higher are available through excess flood policies
Wind & Hail
provides protection for wind and hail damage during hurricanes, tornados and other storms
Builder's Risk
insure your building under construction, any temporary structures, equipment and materials that are intended to become a permanent part of the building
Worker's Compensation
required for all businesses in SC with more than 4 employees, worker's compensation protects you and your employees from on the job injuries
Commercial Auto
covers a company's use of car, trucks and other vehicles from most commercial auto exposures
Equipment Breakdown
coverage for mechanical or electrical breakdown of equipment from nearly any type of business or industrial risk
Inland/Ocean Marine
insurance for any type of portable property used primarly away from the premise
Surety and Fidelity Bonds
guarantee performance of a written contract or protect yourself from risk of loss due to dishonesty of employees
Excess Liability/Commercial Umbrella
provides excess coverage over your primary commercial liability, auto policy and employer's liability

Also see our Personal Lines coverages.